Installment selling deserves better than a notebook.
Nasiya moves a large share of everything sold in Uzbekistan above a million som, and the merchants carrying that risk are doing it with a photocopier and a phone.
What we believe.
The exposure network compounds
Every shop that joins makes the stacking check sharper for every other shop. A competitor starting later starts with an empty graph, and the graph is the product.
We sit at the counter
Nous is used at the moment of sale, by the seller, on every single deal. That is the hardest position to be displaced from in retail software.
Built for nasiya, not translated into it
Flat markup, down payments, cash payments, Telegram, passport PINFL, Uzbek contract law. Generic lending software gets all of this wrong.
Pre-launch, building with merchants in the room
- Stage
- Pre-seed, pre-revenue
- Product
- Working prototype
- Pilot
- Onboarding first Tashkent cohort
- Team
- Founding team in Tashkent
What we are doing next
- 01Ship the counter app to the first paying cohort
- 02Reach 1 000 plans under management to make the exposure graph useful
- 03Publish measured overdue-rate reduction from cohort one
- 04Formalise data sharing with a credit information partner
Who is building it.
U
Umar
Founder
Building Nous from Tashkent. Replace this line with the specific thing that makes you the person to solve installment risk here.